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Your complete guide to personal finance and investing with news, predictions, advice, guides and opinion from the financial website of the year.

Marks & Spencer shares slump as new boss Rowe warns yet another clothing revamp will eat into profits

1 hour 15 min ago
Shares were down down 37.6p at 407.10p after Mr Rowe set out his plans to revive M&S's struggling clothing business and win back its 'style authority'.

Banks being allowed to set their own fees after watchdog refuses to impose a cap

1 hour 16 min ago
Our research found the cost of an unauthorised overdraft of £50 for two weeks differed wildly from bank to bank. The smallest charge, at Barclays, was £35 and the most was £86 at Lloyds.

Barclays hits landlords in loan lockout with buy-to-let borrowers forced to prove their rent equals 145% of their repayments

1 hour 17 min ago
Barclays has become the latest bank to make would-be landlords meet tougher requirements if they want a mortgage. Previously, Barclays insisted that rent should cover 135 per cent of repayments.

Nationwide hints it will let parents cash in on homes to help kids buy

1 hour 18 min ago
Nationwide is set to launch mortgages that allow young people to get on the housing ladder by using wealth tied up in their parents or grandparents property.

How safe is peer-to-peer lending for investors and where does money go?

1 hour 21 min ago
Savers sick of paltry interest rates are pouring £9million a day into websites where cash is invested in unsecured loans to strangers. Returns are better, but are they worth it?

FTSE LIVE: Footsie extends its gains on US and Asian advances

1 hour 23 min ago
By mid morning, the FTSE 100 index was ahead 39.7 points, or 0.6 per cent at 6,258.9, having closed 82.83 points higher yesterday at its best levels so far for May.

Brits hit by French fuel strikes face huge bills if they break down or miss the ferry

1 hour 56 min ago
Strikes at eight major French oil refineries, and blockades at fuel depots, have led to shortages at 20 per cent of the country's petrol stations. Some have completely run dry.

Families hit by 50% hike in the cost of funerals as cash-strapped councils ramp up their prices

2 hours 2 min ago
The cost of burials has increased by as much as half over the past year to around £2,000 as local authorities try to offset the impact of swingeing budget cuts.

Why £15 a month to cover your washing machine is really taking you to the cleaners 

2 hours 7 min ago
White goods are more affordable than ever and rather than shelling out on insurance premiums, you can usually do better by ploughing the money into a rainy day fund.

DAN HYDE: That 7% reward may not be worth the considerable risk of peer-to-peer investing

2 hours 12 min ago
A huge part of me wants to see so-called peer-to-peer investing blossom into a towering success. But I’m afraid that I simply can’t give peer-to-peer investing a ringing endorsement.

Nationwide owes me £4,750 after I bought a faulty VW Golf using but it won't pay out

2 hours 18 min ago
In June, my son and I bought a VW Golf for £4,750. I paid £650 of this on my Nationwide credit card after reading in your column that this would give me protection under the Consumer Credit Act.

Ex-FCA chairman Lord Turner to argue state pension ages should rise to 70

2 hours 28 min ago
Lord Adair Turner, who headed the Financial Services Authority, will argue at a Government pensions review that the age should be raised to cut costs.

Pensions running dry: Experts say retirees should withdraw 2.5% a year

2 hours 36 min ago
Many retired savers have signed up to drawdown plans. Your money stays invested and a small amount is taken as income each month. But how much should you withdraw at a time?

Scammers claiming to be the taxman stealing thousands of pounds in iTunes gift card fraud 

2 hours 38 min ago
Fraudsters are cold-calling victims and posing as HMRC. They tell people to buy an iTunes gift card and then the scammers ask for its barcode, which can then be sold on the black market.

So how much should you tip on holiday? Our definitive guide will save you any embarrassment

3 hours 11 min ago
Every country has different customs about when you should tip and how much you should leave. it can be different if you are paying for a meal, taxi, room service or just a drink at the bar.

'Trouble in paradise': Estate agent boss warns of slump after buy-to-let rush

11 hours 46 min ago
New buyer demand slumped 46 per cent in April, said national estate agency Haart and its boss warned sellers need to now be 'more realistic with their asking prices.'

Cartoon PJ Masks has been a shock hit with toddlers

Tue, 05/24/2016 - 22:53
A cartoon called PJ Masks, based on a series of French books about children who become superheroes when they go to bed, is proving a surprise hit.

Card Factory investors' shares sliding despite healthy sales

Tue, 05/24/2016 - 22:43
The high street chain rolled out 20 new stores in the first three months of its financial year and said it has a strong pipeline of store opening opportunities for the rest of the year.

British boss Jonathan Akeroyd used to run Alexander McQueen now hired to smarten up Versace

Tue, 05/24/2016 - 22:31
Jonathan Akeroyd, 49, who previously worked at Harrods, has joined the Italian design house after running UK label Alexander McQueen for 12 years.

Lotus Elise voted best car to drive in Autocar awards

Tue, 05/24/2016 - 22:15
The British-built lightweight Lotus Elise has been crowned ‘Readers’ Champion’ topping a league of the 50 best cars to drive chosen from an expert list.